Renters Insurance

A renters policy covers personal property in your apartment, and at times it will cover your personal property out of your rental unit.  In addition, the policy provides liability coverage for damage to property of others or injury caused to someone by you or a family member.  Your policy can be personalized to include greater levels of protection for property such as jewelry which is afforded limited coverage under the contract.  There are other content items that are limited as well - money, silverware, guns and other defined items.  You need to work with your agent to tailor coverage to fit your needs.  The cost for renters insurance is usually very affordable.  The liability protection alone makes the coverage a necessity for a renter.   

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