Condo Insurance

This policy does a lot.  A Condominium Homeowners Insurance Policy (HO-6) provides the following at whatever limits are selected:
  • Personal Property - Contents coverage.
  • Structure coverage for that portion of the structure that the unit owner is responsible for according to association documents.
  • Loss of use of the unit due to a covered loss.
  • Personal liability coverage for injury to others or property damage due to the unit owners negligence.
  • Loss assessment coverage for certain assessments made on the owner by the association.
  • Various other selected coverages:  added coverage for money, jewelry etc.; certain limited available business coverages; other tailored endorsements.
Please look at our blog post "Condominium Home Insurance - How Much Do I Need?" for more detailed information.

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